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The individuals on this list are on the road to building their credit. Based on known and inferred information and utilizing Zip+4 credit data,
these individuals, who already own various retail and gas cards, would be interested in having a bankcard. These people who use these cards to buy gas as well as personal and household items are limited to buying
where they have cards. With a bankcard in hand, they would be more flexible and able to spend much more, charging everything from airfares and car rentals to doctors bills and groceries. These individuals have
already made a step into the credit world indicating a preference to buying with credit.
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